
LATAM Airlines World Elite
- Annual fee
- $99
- Earns
- LATAM Pass miles
- Point value
- 1.25 CPP
Welcome offer
Earn 40,000 LATAM Pass miles after you spend $2,500 in 3 months
≈ $500 at 1.25 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with LATAM | 4x | 5% |
| Dining | 3x | 3.75% |
| Travel | 1x | 1.25% |
| Groceries | 1x | 1.25% |
| Gas | 1x | 1.25% |
| Everything else | 1x | 1.25% |
Return is what each $1 of spend is worth with points valued at 1.25 CPP.
Lounge access
Cardholders get 2 LATAM lounge passes after account approval and 2 more each year after the annual fee is paid. Each pass is one visit for one person, so bringing a guest uses both passes, and the cardholder must be present. Passes are accepted at LATAM VIP lounges such as Santiago, Bogotá, Buenos Aires, São Paulo-Guarulhos and Miami.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Once-per-lifetime bonus
First usually gives this card's welcome bonus only once per person.
Application velocity
Cardless generally wants 60 days since your last Cardless approval and 45 days since a Cardless denial before you apply again.
If you hold a related card
Cardless allows one card per brand, so you can't open this card while you hold the no-fee LATAM Airlines Mastercard.
About the LATAM Airlines World Elite
The LATAM Airlines World Elite is a personal Mastercard card from First with a $99 annual fee that earns LATAM Pass miles. It earns 4x on purchases with LATAM, 3x on dining and 1x on everything else. The current welcome offer: earn 40,000 LATAM Pass miles after you spend $2,500 in 3 months. Cardholders get access to LATAM VIP lounge passes (2 per year). AwardHack values LATAM Pass miles at 1.25 CPP.
Frequently asked questions
What is the LATAM Airlines World Elite annual fee?
The LATAM Airlines World Elite has a $99 annual fee.
What is the LATAM Airlines World Elite welcome bonus?
Earn 40,000 LATAM Pass miles after you spend $2,500 in 3 months. AwardHack values that at about $500.
Does the LATAM Airlines World Elite include airport lounge access?
Yes: LATAM VIP lounge passes (2 per year). Cardholders get 2 LATAM lounge passes after account approval and 2 more each year after the annual fee is paid. Each pass is one visit for one person, so bringing a guest uses both passes, and the cardholder must be present. Passes are accepted at LATAM VIP lounges such as Santiago, Bogotá, Buenos Aires, São Paulo-Guarulhos and Miami.
Does the LATAM Airlines World Elite count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.




