Cardless Qatar Infinite

Welcome offer

Earning rates

Return is what each $1 of spend is worth with points valued at 1.99 CPP. That's below the 2.55 CPP Qatar Airways Privilege Club benchmark because Amex Membership Rewards points, worth 1.99 CPP, transfer to it 1:1, and a point you can transfer is worth at least the points it becomes. See what Qatar Airways Privilege Club points are worth.

Lounge access

New cardholders get Qatar Airways Privilege Club Gold status (oneworld Sapphire) for the first year. Gold status includes business class lounge access when flying Qatar Airways or another oneworld airline, which has included Admirals Clubs and Alaska Lounges on same-day oneworld flights. After the first year, Gold has to be requalified with Qpoints from flying or card spending, so the lounge access usually ends.

Application rules

• Counts toward 5/24

  Opening it takes one of your Chase 5/24 slots.

• Once-per-lifetime bonus

  First usually gives this card's welcome bonus only once per person.

• Application velocity

  Cardless generally wants 60 days since your last Cardless approval and 45 days since a Cardless denial before you apply again.

• If you hold a related card

  Cardless allows one card per brand, so you can't open this card while you hold the Qatar Airways Privilege Club Visa Signature.

About the Cardless Qatar Infinite

The Cardless Qatar Infinite is a personal Visa card from First with a $499 annual fee that earns Avios. It earns 5x on purchases with Qatar Airways, 3x on dining and 1x on everything else. The current welcome offer: earn 50,000 Avios after you spend $5,000 in 3 months. Cardholders get access to oneworld business lounges in the first year via Qatar Airways Privilege Club Gold (oneworld Sapphire) status. AwardHack values Avios at 1.99 CPP. That's below the 2.55 CPP Qatar Airways Privilege Club benchmark because Amex Membership Rewards points, worth 1.99 CPP, transfer to it 1:1, and a point you can transfer is worth at least the points it becomes.

Frequently asked questions