SAGA Mastercard (with Upgrade)
- Annual fee
- 2 028 kr
- Earns
- EuroBonus points
- Point value
- 10 øre/p
Welcome offer
10,000 EuroBonus points on your first purchase after activating Upgrade
≈ 1 000 kr at 10 øre/p
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases in a foreign currency | 20 per 100 kr | 2% |
| Travel | 15 per 100 kr | 1.5% |
| Dining | 15 per 100 kr | 1.5% |
| Groceries | 15 per 100 kr | 1.5% |
| Gas | 15 per 100 kr | 1.5% |
| Everything else | 15 per 100 kr | 1.5% |
Return is what each 1 kr of spend is worth with points valued at 10 øre/p.
Lounge access
With Mastercard Upgrade (169 NOK a month, 219 NOK from 1 January 2027), LoungeKey membership with 4 free visits per year that you can use yourself or for guests; further visits cost USD 35 each. Tell the lounge you're a LoungeKey customer and swipe your physical SAGA Mastercard, or the visit won't be free.
Guests
- Lounge Key: no free guests, then $35 per guest
Transfer partners for EuroBonus points
| Partner | Ratio | Transfer time |
|---|---|---|
| Scandic Friends | 1:2 | Not published |
About the SAGA Mastercard (with Upgrade)
The SAGA Mastercard (with Upgrade) is a personal Mastercard card in Norway from DNB with a 2 028 kr annual fee that earns EuroBonus points. It earns 20 per 100 kr on purchases in a foreign currency and 15 per 100 kr on everything else. The current welcome offer: 10,000 EuroBonus points on your first purchase after activating Upgrade. Cardholders get access to LoungeKey (4 free visits per year). Points transfer to 1 airline and hotel partners, including Scandic Friends. AwardHack values EuroBonus points at 10 øre/p.
Frequently asked questions
What is the SAGA Mastercard (with Upgrade) annual fee?
The SAGA Mastercard (with Upgrade) has a 2 028 kr annual fee.
What is the SAGA Mastercard (with Upgrade) welcome bonus?
10,000 EuroBonus points on your first purchase after activating Upgrade. AwardHack values that at about 1 000 kr.
Does the SAGA Mastercard (with Upgrade) include airport lounge access?
Yes: LoungeKey (4 free visits per year). With Mastercard Upgrade (169 NOK a month, 219 NOK from 1 January 2027), LoungeKey membership with 4 free visits per year that you can use yourself or for guests; further visits cost USD 35 each. Tell the lounge you're a LoungeKey customer and swipe your physical SAGA Mastercard, or the visit won't be free.
Where can I transfer EuroBonus points?
To 1 partners: Scandic Friends (1:2).
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.