
Cathay Pacific
- Annual fee
- $99
- Earns
- Asia Miles
- Point value
- 2.04 CPP
Welcome offer
Earn 38,000 Asia Miles after you spend $3,000 in 3 months
β $775 at 2.04 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Cathay Pacific and HK Express | 3x | 6.12% |
| Dining | 2x | 4.08% |
| Travel | 1x | 2.04% |
| Groceries | 1x | 2.04% |
| Gas | 1x | 2.04% |
| Everything else | 1x | 2.04% |
Return is what each $1 of spend is worth with points valued at 2.04 CPP. That's below the 2.83 CPP Cathay Pacific Asia Miles benchmark because Capital One Miles points, worth 2.04 CPP, transfer to it 1:1, and a point you can transfer is worth at least the points it becomes. See what Cathay Pacific Asia Miles points are worth.
Lounge access
No complimentary lounge visits. Primary cardholders can redeem Asia Miles for entry to Cathay Pacific business class lounges around the world.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
About the Cathay Pacific
The Cathay Pacific is a personal Mastercard card from Synchrony with a $99 annual fee that earns Asia Miles. It earns 3x on purchases with Cathay Pacific and HK Express, 2x on dining and 1x on everything else. The current welcome offer: earn 38,000 Asia Miles after you spend $3,000 in 3 months. Cardholders get access to Cathay Pacific business class lounges by redeeming Asia Miles. AwardHack values Asia Miles at 2.04 CPP. That's below the 2.83 CPP Cathay Pacific Asia Miles benchmark because Capital One Miles points, worth 2.04 CPP, transfer to it 1:1, and a point you can transfer is worth at least the points it becomes.
Frequently asked questions
What is the Cathay Pacific annual fee?
The Cathay Pacific has a $99 annual fee.
What is the Cathay Pacific welcome bonus?
Earn 38,000 Asia Miles after you spend $3,000 in 3 months. AwardHack values that at about $775.
Does the Cathay Pacific include airport lounge access?
Yes: Cathay Pacific business class lounges by redeeming Asia Miles. No complimentary lounge visits. Primary cardholders can redeem Asia Miles for entry to Cathay Pacific business class lounges around the world.
Does the Cathay Pacific count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.

