BMO eclipse Visa Infinite Privilege
- Annual fee
- $599
- Earns
- BMO Rewards points
- Point value
- 0.67 CPP
- Credits a year
- Up to $200
Welcome offer
Earn 120,000 BMO Rewards points after you spend $30,000 in 6 months
≈ $804 at 0.67 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 5x | 3.35% |
| Dining | 5x | 3.35% |
| Groceries | 5x | 3.35% |
| Gas | 5x | 3.35% |
| Everything else | 1x | 0.67% |
Return is what each $1 of spend is worth with points valued at 0.67 CPP.
Credits and benefits
- Anniversary Lifestyle Credit$200 a card member year
Up to $200 a year if you use every credit. Track them in the benefits tracker
Lounge access
Complimentary Visa Airport Companion Program membership (DragonPass, 1,200+ lounges) with 10 complimentary lounge visits per membership year, up from 6 on 2026-11-02. The primary cardholder and each authorized user get their own 10 visits once they enroll separately through the Visa Airport Companion app or website. Visits can be used for accompanying guests (each person's entry is one visit); extra visits are charged per person.
Guests
- Visa Airport Companion: no free guests, then $32 per guest
About the BMO eclipse Visa Infinite Privilege
The BMO eclipse Visa Infinite Privilege is a personal Visa card in Canada from BMO with a $599 annual fee that earns BMO Rewards points. It earns 5x on travel, 5x on dining, 5x on groceries and 1x on everything else. The current welcome offer: earn 120,000 BMO Rewards points after you spend $30,000 in 6 months. It comes with 1 statement credit worth up to $200 a year if you use them all. Cardholders get access to Visa Airport Companion, powered by DragonPass (10 complimentary visits per cardholder per membership year, from 2026-11-02). AwardHack values BMO Rewards points at 0.67 CPP.
Frequently asked questions
What is the BMO eclipse Visa Infinite Privilege annual fee?
The BMO eclipse Visa Infinite Privilege has a $599 annual fee. Its statement credits add up to $200 a year if you use all of them.
What is the BMO eclipse Visa Infinite Privilege welcome bonus?
Earn 120,000 BMO Rewards points after you spend $30,000 in 6 months. AwardHack values that at about $804.
Does the BMO eclipse Visa Infinite Privilege include airport lounge access?
Yes: Visa Airport Companion, powered by DragonPass (10 complimentary visits per cardholder per membership year, from 2026-11-02). Complimentary Visa Airport Companion Program membership (DragonPass, 1,200+ lounges) with 10 complimentary lounge visits per membership year, up from 6 on 2026-11-02. The primary cardholder and each authorized user get their own 10 visits once they enroll separately through the Visa Airport Companion app or website. Visits can be used for accompanying guests (each person's entry is one visit); extra visits are charged per person.
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Offers, fees and benefits change often. Check the issuer's site before you apply.